Your biggest financial burden. No financial plan is complete or competent without it. A lifetime of savings and planning will be easily wiped out in less than a year. Two out of three people over 65 will require Long Term Care.
While your current health may be on your mind now, today is the time to arrange coverage ensuring your care later in life. You may feel that long term care arrangements are too far in the future to worry about today. Unfortunately the need for long term care will come as a surprise, often finding us without proper arrangements in place. Chronic illnesses, disabilities and other conditions can and do happen every day.
Imagine not having the proper coverage if it was your time for arranging getting care at home or needing to move to a nursing home or assisted living. Investing now in this security will secure the future needs of your family at home and relieve your extended family from the worry of long term funding.
The focus of our agents is to work with you as a partner in the community of insurance carriers. We represent only top stable A rated companies. This assures you they will stand up against the test of time.Together we will navigate the complex system of eligibility and underwriting, federal tax credits and incentives for securing coverage, protecting your assets from liquidation.
When we first get together to talk about long term care we will work on creating a history of care needs to establish what type of care fits best in the years ahead. We will go over easy to answer questions such as:
- Your budget to pay for this coverage?
- Health history. What prescriptions are you currently taking and why?
- What type of settings would you prefer in the future, and is staying in the home when care is needed a realistic possibility?
We will review your health history in an easy to understand method that will remain secure between you and our agent. By establishing a history of relevant needs we will be able to arrange the coverage that will work for your and your budgets possible long term needs. This will be a pleasant conversation with you, about issues that many folks wait too long to arrange The longer you wait the more expensive the coverage is and as your health naturally deteriorates the more difficult it is be approved for coverage.
This process will allow us to connect you today with a carrier to cover your needs for tomorrow.